Author Archive for: Beckham Insurance Group

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How Does an ICHRA Plan Work?

Traditionally, businesses offer only full-time employees a comprehensive benefits package that includes medical insurance. The biggest reason for this, of course, is that allowing seasonal or part-time workers to a health plan can be quite expensive for businesses. 

Tips for Improving Benefits Literacy 

Employee benefits are becoming an increasingly vital aspect of any job. They are an essential part of not only recruiting top talent but also retaining it for the long-term.  In fact, according to a study conducted by the American Institute of Certified Public Accountants, U.S. employees value a job that offers benefits four times as […]

Appealing to Gen Z in the Workplace

Generation Z is quickly making up an increasing percentage of the U.S. workforce. The U.S. Bureau of Labor Statistics, for instance, projects that Gen Z will comprise 30% of the total workforce in the U.S. by 2030.  This shift in workforce makeup is happening as members of the oldest working generation, Baby Boomers, are leaving […]

Critical Illness Insurance Explained

Health insurance helps individuals pay for covered medical expenses such as visits to the doctor, specialist, pharmacy and sometimes even the dentist. Most health insurance policies provide coverage for medical emergencies, such as a trip to the emergency room. 

Most Common Health Insurance Claims in South Carolina

Healthcare spending in South Carolina actually ranks near the bottom of the list among all states. According to the Centers for Medicare & Medicaid Services, the state ranked 44th for healthcare spending per person, sitting at $10,242 in 2020.  While that is certainly great news for individuals, businesses and other organizations in the state, it’s […]