Archive for category: Blog

Visual of a notebook with the words "health insurance" spelled out.

Top Health Plan Compliance Issues for 2024

There are many requirements that employers have to abide by in relation to health insurance. Many of these were established by the Affordable Care Act, though there are plenty of others that are established and monitored by other government agencies. 

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Woman shopping in pharmacy: What can I buy with my HSA?

Critical Illness Insurance Explained

Health insurance helps individuals pay for covered medical expenses such as visits to the doctor, specialist, pharmacy and sometimes even the dentist. Most health insurance policies provide coverage for medical emergencies, such as a trip to the emergency room. 

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Most Common Health Insurance Claims in South Carolina

Healthcare spending in South Carolina actually ranks near the bottom of the list among all states. According to the Centers for Medicare & Medicaid Services, the state ranked 44th for healthcare spending per person, sitting at $10,242 in 2020. 

While that is certainly great news for individuals, businesses and other organizations in the state, it’s still very expensive — painting a true picture of how high healthcare expenses have gotten in the U.S. 

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Understanding Stop Loss Health Insurance

Self-insured health insurance plans are becoming more and more popular today as companies look to mitigate the rising costs of offering their employees benefits.  

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Pros and Cons of Level-Funded Health Insurance Plans

The cost of health insurance continues to rise each year, creating significant financial challenges for both employers and employees alike. As a result, employers are searching for new and innovative ways to offer attractive health insurance plans to their employees that don’t break the bank. 

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7 Low-Cost Employee Benefits to Offer

One of the best ways to attract and retain top talent is to offer an attractive and comprehensive benefits package. However, doing so today can be quite expensive — for both the employer and the employees. 

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How Do Employee Benefits Work for Nonprofit Organizations?

While their ultimate goal is different, nonprofit organizations operate similarly to for-profit organizations in many ways. Nonprofit organizations need to earn money so that they can fund the causes for which they stand. 

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The Difference Between Employee Benefits Brokers and Consultants

The benefits package that you offer employees is one of the main drivers today of recruitment and retention efforts. This makes choosing a partner who can help you offer the best benefits package crucial to any business. 

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How to Navigate Employee Parental Leave

Welcoming a new child into the world is a magical experience. Yet, becoming a new parent — or adding another child to the mix — can be extremely challenging, too, both personally and professionally. Because of this, there are federal laws in place that give parents the time they need to care for their new children, without having to worry about their job.  

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What Makes Cancer Insurance Worth Offering

So much of attracting and retaining employees today revolves around offering more than just a good salary and basic benefits. Companies need to go the extra mile and offer things that employees want and that help support them in multiple ways. 

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