The Difference Between An Employee Benefits Broker and Benefits Advisor

There are many confusing aspects when it comes to dealing with employee benefits, and knowing the difference between a benefits broker and a benefits advisor is one of them. These two positions both work to help you get the best insurance package you can for your business, but they work in very different ways and have very different roles to fill.

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Plan Your Employee Benefits Strategy for 2022

Your employee benefits plan is an essential part of your business, so making sure you have a solid strategy in place for the coming year is vital. Your benefits plan is one of the biggest advantages you have to drawing the best talent to your business and retaining the employees you already have, but building the right benefits plan can seem confusing.

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How to Offer Life Insurance as an Employee Benefit

Life insurance policies are incredibly valuable for both your company and your employees. They come in many different policy types, and each works to provide financial security for your employees. But the advantages of investing in life insurance are not limited to your employees. In fact, your company can also benefit from your investment in group life insurance.

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The Value of Voluntary Benefits for Employees

Voluntary employee benefits provide significant amounts of value not only to the employees but to their companies as well. These benefits come in many different formats and cover a wide range of related and unrelated conditions that regular insurance may not, including fees associated with dental, vision, disability, and life insurance.

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How to Design & Implement a Wellness Program

Workplace wellness is something that many companies try to achieve, but it can be difficult to start new health incentives if you don’t know what you’re doing. You need to make sure you have the right people for the task, give them access to information in order to make educated decisions, and implement programs that get your employees both excited and motivated about health.

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Self-Funded vs Level-Funded Health Plans: What’s the Difference?

Self-funded and level-funded health plans are two very popular options for businesses to pursue today. Each has a plethora of offerings that can draw companies in, and a few disadvantages that may discourage certain employer types.

But before you can know which health plan type is right for you, you need to know and understand the nuances between them. Learn which benefits are associated with each, so you can choose what your business needs most, and learn their disadvantages so you can safeguard against possible issues.

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Should You Offer Unlimited Vacation PTO?

Unlimited PTO vacation plans are becoming more and more popular these days, but are they really the best option for your business? These plans can do wonders for boosting employee morale and attracting the best candidates for your business, but they can also hurt productivity levels and result in more employee burnout. Let’s take a closer look at PTO, its benefits, and the differences between limited and unlimited PTO vacation plans to get a better idea of what the best option would be for your business. Read more

Part-Time Employee Benefits: The Ultimate Guide

Everyone loves employee benefits. In fact, most applicants will equally consider salary and benefits when considering employment with your company. Some will even choose to accept a lower salary than another position may offer if the benefits are better. These benefits can cover a range of advantages from better healthcare, provided meals or gym services, and paid vacation time.

But most benefitted jobs are full-time, so many part-time employees end up missing out. Fortunately, there are several benefits that are tailored to part-time positions. Here’s what you need to know about offering benefits to part-time employees. Read more

2021 HSA Contribution Limits: Everything You Need to Know

HSAs are incredibly valuable tools in insurance, but it’s important to be aware of contribution limits, which are updated every year. Sometimes, these updates change little, if anything, but for 2021, the IRS chose to increase HSA contribution limits, giving individuals the opportunity to add more money into their medical expense accounts. Here’s everything you need to know about 2021 HSA contribution limits.

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What Are Ancillary Benefits? Types of Ancillary Plans & Why to Offer Them

Ancillary benefits are a vital form of coverage employers can offer their employees today. There are several different plan types that can supplement existing insurance policies so that your employees have all the coverage they need in times of crisis.

Existing ancillary plan types can include such benefits as disability insurance, accident insurance, life insurance, vision and dental insurance, pet insurance and much, much more. And as you can imagine, each of these ancillary benefits comes with amazing advantages. Read more