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ACA Overview: Prohibition on Rescission of Coverage

The Affordable Care Act (ACA) sets many rules and regulations in place to protect individuals covered under healthcare plans. One of the many ways it does this is by preventing insurance providers from stripping coverage from individuals after they’ve already received the coverage. This act, known as rescission, can cost individuals greatly if it’s not […]

What Does Disability Insurance Cover?

One of the most powerful fears modern people face is finding themselves unable to work and provide for their families. If a disability or debilitating illness prevents a person from working, they won’t be able to go to work as normal and continue bringing in their paychecks. To combat this, special aid systems like disability […]

2021 KFF Employer Health Benefits Survey

The Kaiser Family Foundation (KFF) annual employer health benefits survey provides individuals and companies with a detailed insight into modern trends in employer health benefits. This survey of non-federal and public firms covers a wide range of health-related topics including premiums, self-funded contributions, cost-sharing provisions, offer rates, wellness programs, and employer practices.

Does South Carolina Tax Social Security Benefits?

South Carolina is a very popular state amongst the retirement community for a great number of reasons. The state has quality healthcare options, scenic views, outdoor recreation, and mild weather. But one of the biggest draws South Carolina has is its low taxes–both on property and in the various deductions and exemptions. But what about […]

South Carolina Medicaid Eligibility

Healthcare is an incredibly costly, yet vital expense for individuals all around the world, especially because everyone faces medical problems at some point or another in their lifetime. Some people are fortunate enough to be able to afford those associated doctor’s bills, prescriptions, surgeries, and hospital stays, but those from lower-income homes may struggle to […]

Beckham Insurance Group announces Partnership with Patriot Growth Insurance

We are pleased to announce that Beckham Insurance Group has partnered with Patriot Growth Insurance in order to best serve our clients. The combined company has over 1,000 employees, 10,000 business clients, 80 locations, and is one of the Top 20 privately owned employee benefits consulting firms in the United States. Beckham Insurance Group clients will now have access […]

Compliance Update: Employer Reporting of Health Coverage

Under the Affordable Care Act (ACA), specific reporting requirements have been instated over the years that require employers to account for the kind of health coverage they provide their employees with. These reporting requirements are governed by two Sections of the Internal Revenue Code, 6055 and 6056, and each relates to specific health-related topics. These […]

Don’t Let Mental Health Support Weaken Post-Pandemic

Mental health programs have been developing and growing in very positive, encouraging ways throughout the course of the COVID-19 pandemic. There has been a significant uptick in the amount of value both society and business have placed on mental health, and much progress has been made in securing better mental health benefits for employees across […]